We Are Focused

We really love

what we do

and do

what we love!

From Player to Pro – We're There Every Step Of The Way

Traditional coverages available from our top rate insurance markets

But it is commitment and creativity that separates us from the others. Along with you and your team, we will create a plan for you.

We offer Professional and Amateur coverage. Specializing in tailoring coverage for the individual athlete.

Provenance Specialty Insurance offers college tuition protection; permanent total disability; medical and life insurance, to high school, collegiate amateur and professional athletes.

Provenance has insured student/athletes at every level – high school, collegiate and professional.

Teams
Team Owners
Sponsors

meet your team

let us assist you on your journey to the pros, every step of the way.

Kathy Jones

Owner/Agent

Graduate of the University of Kentucky, life-long sports enthusiast. She has been a licensed agent in Kentucky for 30 years and holds multiple non-resident and Surplus Lines licenses throughout the US.

Candace Jones

Co-Owner

Candace graduated from the University of Kentucky and worked as a broker in London before becoming Vice-President at Equus and Partner at Provenance.

Dwight McKenzie

Consultant

As Consultant, my responsibility includes introducing multiple insurance packages to high school and collegiate players such as: Scholarship Protection, Disability, and Medical options.

Coverages

We more than have you covered

Permanent Total Disability
In cases of permanent, career-ending injury, based on the insured person's occupation, this policy can provide a cash lump sum benefit of up to five times annual income.

Temporary Total Disability
Based on the insured person's occupation, this policy is designed to provide monthly income for a specific time period if they are unable to fulfill their duties due to accident or sickness. These policies are also used to protect contracts for team owners and sponsors.

Repatriation
If the insured suffers an injury or illness which necessitates repatriation, this policy will cover reasonable expenses to return home for treatment.
Medical Insurance
These policies cover costs such as hospitalization, physician fees and skilled nursing care for athletes and their families on a permanent basis with benefits up to $5,000,000.

Accident Medical Expenses
Providing additional medical coverage in case of accident-related injuries, this protection is available on a 24-hour basis.
College Tuition Protection
First of its kind: College Tuition Protection Insurance offered to junior/senior high school students who will be offered a NLI (National Letter of Intent). This insurance provides coverage of an accident, illness or injury to a player (he/she) before a player signs a national NLI and the scholarship offer would be withdrawn. The coverage is available to pay tuition up to $50,000 per year to a maximum of $200,000.00*.

Future Professional Protection
Players eligible to be drafted can purchase Permanent Total Disability coverage. Limits vary depending upon the player's ability and projected draft ranking.

For more info, download .pdf here
Life Insurance
Coverages to protect personal or business situations. Term or universal life insurance to meet short or long term needs.

Accidental Death
This coverage provides monetary compensation benefits to beneficiaries in cases of accidental death.
Prize Indemnity Insurance
Also known as Contingency Insurance or Bonus Insurance written by certain Lloyd's and Company Underwriters.

Contractual Bonus
Coverage will indemnify the Assured (Usually the Team Owner or Sponsor) for their contractual obligation to pay bonuses to the Individual or Team in the event that a certain achievement has been reached during a specific event or season.
Coverages are custom designed to best suit the needs of each client.
Specialized Coverage
Available which provides protection to meet the individual needs of athletes, teams, team owners and sponsors. We will work with you to determine your needs, design a custom package, and give you point-by-point explanations of the policies.
- Kidnap, Detention and Crisis Assistance
- Death and Disgrace
- General Liability

Provenance